The Territory Health Fund is a specialist health insurer brand developed specifically for the Northern Territory and operated by Queensland Country Health Fund.

We are a community and people focused health insurer dedicated to providing Northern Territorians and Queenslanders a genuine, easy, value for money experience.

Born as the Mount Isa Mines Employees Health Society in 1977 the Fund has grown to now cover a significant number of communities and almost 60,000 Members in the top end of the country. 

Territory Health Fund understands the importance of relationships with health service providers and believes you should be able to choose your preferred provider for health services. That's why we don’t dictate who you need to see to receive your full health insurance benefit.

We also have a track record for delivering value, having increased benefits and added new ones each year for the past 9 years, while keeping premium increases as low as possible. Territory Health Fund is honest - what you see is what you get and there are no hidden surprises. We've made our products simple and easy to understand and are totally up front about exactly what cover you will and won’t get with each product.

We have been taking care of hard-working regionally-based Australians for over 40 years and get that people want real value and real support for the money they invest in health insurance. That’s why we keep it simple and deliver it with great service, very knowledgeable support team and excellent value for money health insurance in Northern Territory and Queensland.

Experience Real Value


Our purpose

We exist to meet the health insurance needs of Northern Australians by:

  • Improving the health and wellbeing of our Members
  • Providing market leading benefits
  • Maintaining competitive premiums
  • Providing superior personalised, genuine service