A great value mid-level cover
Vital Hospital (Bronze+) is a great value mid-level cover, ideal if you are young or a healthy person who doesn’t want to pay for hospital services you’re less likely to need. Vital Hospital (Bronze+) provides a lower cost hospital option to get you through to the next stage of life.
Best suited for singles, couples and young families for great value mid-level cover.
Features:
- Cover for a number of common services in a private hospital or day surgery facility.
- We will pay benefits for inpatient services in a private or public hospital where a Medicare benefit is payable, provided waiting periods have been served, except for restricted or excluded services where a lower or nil benefit entitlement exists.
- Keeps costs down by limiting cover on services you’re less likely to need
- Choice of $250, $500 or $750 excess
- Age-based discount available for eligible policy holders*
- Combine with any of our extras products
* Vital Hospital (Bronze+) is an age-based discount policy and also a retained age-based discount policy. For more information on eligibility to these discounts please refer to information here.
What you're covered for
From
$12.42
per week
Price quoted is for Vital Hospital (Bronze+) Cover standalone for a single in the Northern Territory, including a 24.608% Australian Government Rebate with a $750 excess.
Important information
Nationwide ambulance cover
You never know when an accident might happen and you need to be rushed to hospital in an emergency.
We cover emergency ambulance transport when it results from an unplanned or non-routine event where you need immediate medical attention.
Please note, that residents in different States may be covered slightly differently, depending on ambulance agreements with the various State governments. Information found here broadly outlines ambulance services State by State.
Accommodation benefit
We understand that substantial travel is sometimes required for our rural and regionally based Members when they are seeking treatment for a medical condition.
So for Members travelling for their medical treatment, we provide accommodation benefits to subsidise the costs of your stay. Learn more.
Clinical categories
Clinical categories are defined by the Department of Health and detailed in the Private Health Insurance (Reforms) Amendment Rules 2018. A copy of the clinical categories, detailing the scope of cover can be viewed here.
Restricted benefits
You will be covered for shared ward accommodation in a public hospital only. While you can choose to go to a private hospital or day surgery for the service or treatment, your admission is not fully covered and will likely result in large out-of-pocket expenses. Some private specialists may not operate in a public facility, please take this into consideration when making a hospital product choice.
Clinical categories are defined by the Department of Health and detailed in the Private Health Insurance (Reforms) Amendment Rules 2018. A copy of the clinical categories, detailing the scope of cover can be viewed here.
Restricted benefits: You will be covered for shared ward accommodation in a public hospital only. If you go to a private hospital or day surgery for the service, it is likely to result in large out-of-pocket expenses. Some private specialists may not operate in a public facility, please take this into consideration when making a hospital product choice.
Excluded services: Hospital or day surgery admissions for these services in either a public or private facility will receive no benefit from Territory Health Fund. As well there is no benefit payable for services for which Medicare pays no benefit e.g. most cosmetic surgery.