We offer four levels of extras cover that can each be paired with one of our hospital options, or if you don't need hospital cover, you can purchase Young Extras cover on its own. The table below compares what's covered under each type.
|What you're covered for||Premium Extras||Essential Extras||Select Extras||Young Extras|
|Our top extras cover. Excellent benefits paid on services.||Covers all services with slightly lower benefits paid to keep prices lower.||When you want to be covered only for the main services you'd use. Very good benefits.||Can be purchased on its own. Suits low frequency user with attractive benefits paid.|
|Remedial massage, Bowen therapy, myotherapy*|
|Foot orthoses and orthopaedic shoes|
|Healthy living benefits|
|Full cover details||Full cover details||Full cover details||Full cover details|
* Benefits are payable for services rendered by Australian Regional Health Group approved providers registered with Territory Health Fund, as well as Bowen Therapists that are registered with the Bowen Association of Australia (BAA) or Bowen Therapists Federation of Australia (BTFA).
# Benefits paid on dental item numbers only, unless hospital cover is held and all waits have been served for any inpatient services.
## Prescriptions not covered by the Pharmaceutical Benefits Scheme (PBS), excluding contraceptives and items normally available without a prescription and drugs not approved for sale in Australia. A co-payment applies to each prescription item equal to the current PBS General Patient Contribution.
Benefits will be paid for this service
| Excluded benefit
If a service is an excluded benefit, this means that the service won't be covered by your health insurance policy, meaning we won’t pay a benefit towards these services.