We offer four levels of extras cover that can each be paired with one of our hospital options, or if you don't need hospital cover, you can purchase Young Extras cover on its own. The table below compares what's covered under each type.

What you're covered for Ultra Extras Essential Extras Select Extras Young Extras
  Our top level extras cover,. covering a wide range of services with excellent benefits Covers all the same services as Premium extras with slightly lower benefits paid to keep prices affordable. Covering only the most popular extras services used. Suits singles, couples and very young families. Can be purchased on its own. Suits low frequency user with attractive benefits paid.
Dental
Diagnostic Included service Included service Included service Included service
Preventive Included service Included service Included service Included service
Periodontics Included service Included service Included service Excluded service
Root canals Included service Included service Included service Excluded service
Simple extraction Included service Included service Included service Included service
Surgical extraction Included service Included service Included service Included service
Restorative Included service Included service Included service Included service
Crowns/bridges Included service Included service Included service Included service
Occlusal splints Included service Included service Included service Included service
Prosthodontics Included service Included service Excluded service Excluded service
Orthodontics, braces Included service Included service Excluded service Excluded service
General services
Optical Included service Included service Included service Included service
Acupuncture* Included service Included service Excluded service Included service
Audiology Included service Included service Excluded service Excluded service
Chiropractor Included service Included service Included service Included service
Remedial massage, myotherapy* Included service Included service Included service Included service
Osteopathy Included service Included service Excluded service Included service
Chinese Medicine Included service Included service Excluded service Included service
Dietitian Included service Included service Excluded service Included service
Foot orthoses and orthopaedic shoes Included service Included service Excluded service Excluded service
Occupational therapy Included service Included service Excluded service Excluded service
Physiotherapy Included service Included service Included service Included service
Exercise physiology Included service Included service Excluded service Excluded service
Podiatry Included service Included service Included service Included service
Psychology Included service Included service Excluded service Excluded service
Health appliances and services
Mechanical aids & appliances Included service Excluded service Excluded service Excluded service
Mammograms and bone densitometry Included service Excluded service Excluded service Excluded service
Nursing services  Included service Excluded service Excluded service Excluded service
Hearing aids
Hearing aids   Included service Excluded service Excluded service Excluded service
Hearing aid maintenance, batteries & charges Included service Excluded service Excluded service Excluded service
Australian hearing  services   Included service Excluded service Excluded service Excluded service
Other services
Healthy living benefits Included service Included service Included service Included service
Childbirth education Included service Included service Excluded service Excluded service
School accidents Included service Included service Excluded service Excluded service
Pharmaceuticals Included service Included service Included service Included service

* Benefits are payable for services rendered by Australian Regional Health Group approved providers registered with Territory Health Fund. 
# Benefits paid on dental item numbers only, unless hospital cover is held and all waits have been served for any inpatient services.
## Prescriptions not covered by the Pharmaceutical Benefits Scheme (PBS), excluding contraceptives and items normally available without a prescription and drugs not approved for sale in Australia. A co-payment applies to each prescription item equal to the current PBS General Patient Contribution.

Included service Covered
Benefits will be paid for this service
Excluded service Excluded benefit
If a service is an excluded benefit, this means that the service won't be covered by your health insurance policy, meaning we won’t pay a benefit towards these services.