From
10.90

per week

Price quoted is for Intermediate Hospital only cover for a single, including 25.415% government rebate and $500 excess.

Apply now

Mid-level hospital cover

If you're looking for a high quality, lower cost hospital cover our Intermediate Hospital cover might be just for you. This level of hospital cover is suitable for those not yet planning for a family; still feeling fit and healthy or for those just wanting cover just in case.

With our Intermediate Hospital cover, you’ll be covered for things like accommodation in a private or public hospital, theatre fees, intensive care and many other surgical procedures, but takes out, or reduces cover for certain hospital services that you may not consider to need yet.

What you're covered for

Everything you're covered for under Intermediate Hospital cover
Toggle Item

Your choice of doctor/hospital

With private hospital cover, you'll avoid potentially long public hospital waiting times and can choose to be treated by your preferred doctor.

Toggle Item

Private hospital accommodation

Accommodation in a private hospital for surgeries and procedures.

Toggle Item

Theatre fees

Fees that a hospital charge for the usage of the operating room and equipment.

Toggle Item

Surgically implanted prostheses

Benefits for surgically implanted artificial hips and knees etc.

Toggle Item

Intensive care

For time required to be spent in intensive care.

Toggle Item

Tonsil and adenoids removal

Hospital admission for removal of tonsils and/or adenoids.

Toggle Item

Appendix removal

Removal of the appendix.

Toggle Item

Colonoscopies

Cover for colonoscopies

Toggle Item

Grommets in ears

For treatment of conditions affecting the middle ear.

Toggle Item

Gynaecological services

Cover for gynaecological treatments in hospital.

Toggle Item

Hernia repair

Treatment for hernias provided in hospital.

Toggle Item

Joint reconstructions

Reconstructive surgeries for shoulders, knees, etc.

Toggle Item

Back surgery

Including herniated discs and vertebral fusion surgeries.

 

Toggle Item

Brain surgery

Including biopsies and craniotomy.

Toggle Item

Plastic and reconstructive surgery

Surgical specialty involving the restoration, reconstruction, or alteration of the human body (excludes cosmetic surgery).

Toggle Item

In-hospital rehabilitation services

Rehabilitation of patients with neurological, muscular skeletal, orthopaedic and other medical conditions following stabilisation of their acute medical issues

Toggle Item

Access Gap Cover

The Access Gap benefit, for in-patient services, is a benefit over and above the Medicare Benefits Schedule for participating doctors.

Toggle Item

Nursing home type patients

We pay a benefit towards a nursing home patient. This amount is determined by the Federal Government. Certification is required.

Toggle Item

Public hospital accommodation as a private patient (intermediate)

If you need to have treatment in a public hospital, you'll be treated as a private patient.

For Members with Intermediate Hospital cover, benefits are available for all included services, as well as restricted services, up to the public hospital default rate.