per week

Price quoted is for Intermediate Hospital only cover for a single, including 25.415% government rebate and $500 excess.

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Mid-level hospital cover

If you're looking for a high quality, lower cost hospital cover our Intermediate Hospital cover might be just for you. This level of hospital cover is suitable for those not yet planning for a family; still feeling fit and healthy or for those just wanting cover just in case.

With our Intermediate Hospital cover, you’ll be covered for things like accommodation in a private or public hospital, theatre fees, intensive care and many other surgical procedures, but takes out, or reduces cover for certain hospital services that you may not consider to need yet.

What you're covered for

Everything you're covered for under Intermediate Hospital cover
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Your choice of doctor/hospital

With private hospital cover, you'll avoid potentially long public hospital waiting times and can choose to be treated by your preferred doctor.

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Private hospital accommodation

Accommodation in a private hospital for surgeries and procedures.

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Theatre fees

Fees that a hospital charge for the usage of the operating room and equipment.

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Surgically implanted prostheses

Benefits for surgically implanted artificial hips and knees etc.

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Intensive care

For time required to be spent in intensive care.

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Tonsil and adenoids removal

Hospital admission for removal of tonsils and/or adenoids.

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Appendix removal

Removal of the appendix.

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Cover for colonoscopies

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Grommets in ears

For treatment of conditions affecting the middle ear.

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Gynaecological services

Cover for gynaecological treatments in hospital.

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Hernia repair

Treatment for hernias provided in hospital.

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Joint reconstructions

Reconstructive surgeries for shoulders, knees, etc.

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Back surgery

Including herniated discs and vertebral fusion surgeries.


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Brain surgery

Including biopsies and craniotomy.

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Plastic and reconstructive surgery

Surgical specialty involving the restoration, reconstruction, or alteration of the human body (excludes cosmetic surgery).

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In-hospital rehabilitation services

Rehabilitation of patients with neurological, muscular skeletal, orthopaedic and other medical conditions following stabilisation of their acute medical issues

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Access Gap Cover

The Access Gap benefit, for in-patient services, is a benefit over and above the Medicare Benefits Schedule for participating doctors.

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Nursing home type patients

We pay a benefit towards a nursing home patient. This amount is determined by the Federal Government. Certification is required.

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Public hospital accommodation as a private patient (intermediate)

If you need to have treatment in a public hospital, you'll be treated as a private patient.

For Members with Intermediate Hospital cover, benefits are available for all included services, as well as restricted services, up to the public hospital default rate.